Increased revenue from higher mortgage close rates and deeper client relationships
More confidence and awareness of where their clients stands in each stage of our process.
More time to focus on other clients (the UNION process takes care of my clients and keeps me informed
New referrals from existing clients (UNION tracks referrals from my clients and introduces them back to me)
For any other inquiries, or to learn
more about these opportunities, please
1 877 244 1422
Rules and Regulations: UNION Capital Management Thank You/Refer Contest (The Contest)
1. ENTRY PERIODS & CONTEST SPONSORS.
(a) The Contest is brought to you by the following entities (collectively or individually, the “Contest Sponsors”): UNION Capital Management.
(b) The Contest Entry Period starts on or about 12:00:01 am on January 25th, 2016 and continues until December, 31, 2016 at 11:59:59 pm. All times are in Eastern Standard time.
(c) The Contest is open to Canadian Residents of the province of Ontario who are over the age of majority and who are clients of UNION Capital Management. Canadian Residents who are visiting the province of Ontario are not eligible to win. Contest winners will be required to provide proof of residency in the form of a Province of Ontario Drivers License, Health Card, addressed mail from a government authority.
2. HOW TO ENTER.
(a) No purchase necessary.
(b) To enter the Contest, visit UNIONcapital.ca/FEEDBACK and register by providing your First Name, Last Name, Email Address (all mandatory) and Phone Number (if desired). You then have two (2) ways to enter, for a total of four (4) possible contest entries:
i) Complete satisfaction survey of five (5) questions about UNION Capital Management’s service. This complete survey includes one (1) answer to each of the five (5) questions.
The complete survey constitutes one (1) entry into the Contest.
ii) Provide First Name, Last Name, Email Address (mandatory) and Phone Number (if desired) of an acquaintance, subsequently called a “Referral”. You may submit up to three (3) referrals.
Each such “Referral” shall constitute one (1) entry into the Contest for a total of three (3) entries.
(c) By entering the Contest, you assert that your opinion of UNION Capital Management service is true and honest, to the best of your ability. By providing one or multiple “Referrals,” you represent and warrant that you are a true acquaintance of the person you referred, and you are not doing harm by providing their information to UNION Capital Management. You further understand and agree that any entry submitted to the Contest, including “Satisfaction Survey” and “Referrals” may be refused as entry to this Contest in the absolute discretion of the Contest Sponsors.
(d) There is an entry limit for this Contest: Entrants are limited to a total of four (4) possible entries in the Contest, comprised of one (1) complete “Satisfaction Survey,” and up to five (3) complete “Referrals.”
Any attempt or suspected attempt to enter this Contest in a fashion not authorized by these rules shall be deemed to be tampering and will void all of your entries. Entries that contain false information and/or are late, lost, stolen, falsified, illegible, damaged, misdirected, mutilated, garbled or incomplete, altered or otherwise irregular or entries that have been submitted using robotic, automated, programmed, or through illicit means, or that do not conform with or satisfy any or all of these Contest rules, as determined in the Contest Sponsors’ absolute discretion, will be judged null and void and disqualified. Only entries received by UNION Capital Management will be considered. Proof of entry transmission shall not constitute proof of receipt. UNION Capital Management reserves the right to refuse any entry in its absolute discretion. The sole determinant of time for valid online entry in this Contest will be the Contest website’s server machine(s).
(e) Odds of winning depend on the number of eligible entries received.
(a) The Contest is open to residents of Canada who are over the age of majority and reside in the Province of Ontario and who are clients of UNION Capital Management.
(b) Employees, officers, directors, agents, and representatives of the Contest Sponsors, their parent and affiliated companies, the Contest prize suppliers, the Contest judges (if applicable), and any and all other companies associated with the Contest, as well as those with whom the foregoing individuals reside, are not eligible to enter this Contest.
(c) The Contest Sponsors shall have the right at any time to require proof of identity and/or eligibility to enter the Contest. Failure to provide such proof may result in disqualification. All personal and other information requested by and supplied for the purpose of the Contest must be truthful, complete, accurate and in no way misleading. The Contest Sponsors reserve the right, in their sole discretion, to disqualify any entrant should such an entrant at any stage supply untruthful, incomplete, inaccurate or misleading personal details and/or information.
4. PRIZE DESCRIPTION.
(a) One (1) prize is available in each calendar month in this Contest. Each prize is a Visa Gift Card valued at $250 that is mailed to the winners residence.
(b) Prizes must be accepted as awarded, without substitution, transfer, exchange or assignment, unless otherwise determined in the absolute discretion of the Contest Sponsors and/or prize suppliers. Any unused portion of a prize, once awarded, will be deemed forfeited by the applicable winner, and no financial compensation will be made or required in respect of such unused portion. The Contest Sponsors and/or the prize suppliers reserve the right, in their absolute discretion, to substitute a prize or a component of a prize with a prize or a component of a prize (as applicable) of equal or greater value, including, without limitation, a monetary award, if the prize or prize component cannot be awarded by the Contest Sponsors and/or the prize supplier(s) for any reason. Prizes may not be exactly as advertised. Prizes will not be replaced if lost, destroyed or stolen
(c) Except as expressly warranted herein, any Contest prize is provided “as is” without further warranty of any kind.
5. SELECTION OF WINNERS
For the Contest Period, we will randomly draw one (1) winner from the complete list of entrants each calendar month. Because the contest starts on January 25th, 2016, the contest draw for the month of February will include all entrants since January 25th, 2016. Each subsequent month will include all entries within the calendar month. The draw for each month will happen on the first Tuesday of the subsequent month.
Eligible winners must prove they are existing clients of UNION Capital Management. UNION Capital Management will verify client status using internal methods.
(c) An eligible winner will be contacted by UNION Capital Management using any contact information that the entrant has provided to the Contest (phone number and/or email address). An eligible winner will be disqualified and required to forfeit any claim to the Contest prize if he or she cannot be reached within five (5) business days following the first attempt of contact or if the terms set forth in these Contest rules are not adhered to.
(d) No entrant is eligible to win more than one prize.
(e) Decisions and rulings of the Contest Sponsors and/or their representatives are final and binding without appeal in all matters related to this Contest and the awarding of a prize.
(f) To be declared a prize winner, a selected entrant may be required, in the discretion of the Contest Sponsors, to sign and return a release of liability and consent to publicity form (the “Release Form”) within the time period specified in the Release Form, and any other documentation as may reasonably be required by the Contest Sponsors in their absolute discretion.
(g) A selected entrant may be required to provide proof of identification to the Contest Sponsors when claiming a prize or otherwise in connection with this Contest to facilitate the Contest Sponsors’ accurate identification of a Contest winner.
(h) If a selected entrant does not fulfill the conditions set out in these rules, or declines or forfeits a Contest prize, the Contest Sponsors reserve the right, in their absolute discretion, to cancel the Contest prize or to select another entrant from the remaining eligible entries pursuant to the process described above.
(i) Once a winner has been confirmed in accordance with the terms of these Contest rules, prize distribution will promptly be coordinated.
6. RELEASE OF LIABILITY / CONSENT TO PUBLICITY.
By entering the Contest, each entrant accepts and agrees to (i) be legally bound by these Contest rules, including all eligibility requirements, (ii) be bound by the decisions of the Contest Sponsors and their representatives or the independent judging organization, if any, which are final, binding and conclusive (without appeal) on all matters relative to the Contest; and (iii) remise, release and forever discharge the Contest Sponsors, their respective parent and affiliated companies, subsidiaries, licensees, distributors, divisions, dealers, retailers, printers and advertising and promotional agencies, any and all other companies associated with the Contest (including prize suppliers and suppliers of materials or services related to the Contest), and all of their respective employees, directors, officers, shareholders, agents, representatives, successors and assigns (collectively, the “Releasees”) from any and all actions, causes of actions, suits, debts, dues, accounts, claims, damages or liability for any loss, harm, damages, costs or expenses arising out of, or in any way related to, his/her participation in the Contest and/or the awarding, receipt, possession, use and/or misuse of any Contest prize (or any portion thereof), or any travel or activity that is related to the receipt or use of any Contest prize, including, without limitation costs or losses related to personal injuries, death, damage to, loss or destruction of property, and rights of publicity, personality, privacy and/or intellectual property.
By accepting a Contest prize, each winner authorizes each of the Contest Sponsors and their respective designees to use in any related publicity the winner’s name, city and province/territory of residence, photograph, image, likeness, voice, and any statements he/she may make regarding such Contest prize for advertising and promotional purposes worldwide in perpetuity, in any form of media including the Internet, without limitation and without additional compensation or consideration, permission or notification, unless prohibited by law.
7. LIMITATION OF LIABILITY.
The Releasees are not responsible for (i) stolen, late, incomplete, illegible, inaccurate, misdirected, lost, misrouted, scrambled, damaged, delayed, undelivered, mutilated, postage-due or garbled entries, transmissions, email or mail; (ii) lost, interrupted or unavailable network, cable, satellite, server, Internet Service Provider, website, or other connections, including those through and/or by any website; (iii) jumbled, scrambled, delayed, or misdirected transmissions or computer hardware or software malfunctions, failures or difficulties; (iv) failures or malfunctions of phones, phone lines or telephone systems, any error, omission, interruption, defect or delay in transmission, processing, or communication; (v) non-delivered, misdirected, blocked, or delayed email notifications; (vi) printing, typographical or other errors appearing within these Contest rules, in any Contest-related advertisements or other materials; or (vi) any other errors, problems or difficulties of any kind, whether human, mechanical, electronic, network, computer, telephone, mail, typographical, printing or otherwise relating to or in connection with this Contest, including, without limitation, errors or difficulties which may occur in connection with the administration of the Contest, the processing of entries, the announcement of the prize or in any Contest-related materials, or the cancellation or postponement of any event. The Releasees are also not responsible for any incorrect or inaccurate information, whether caused by website users, tampering, hacking, or by any equipment or programming associated with or utilized in the Contest. The Releasees are not responsible for injury or damage to participants’ or to any other person’s computer related to or resulting from participation in this Contest or downloading materials from or use of any website.
By entering this Contest, each entrant consents to the collection, use, and disclosure of his/her personal information for the purposes and in the manner described herein.
Online entrants may be given the option to receive commercial emails and/or other communications from the Contest Sponsors or other parties.
All entrants are automatically entered into the subscription list. All entrants will receive an email confirming their entry was received, and this email contains an opt out option should people wish to be removed from the subscription list. All personal information collected for the Contest will be used for internal service use and to contact referrals with a one-time communication. UNION Capital Management guarantees that all personal information collected will not be used for newsletter or constant communication purposes.
(a) LAWS AND RULES. This Contest will be run in accordance with these Contest rules, which shall be subject to amendment by UNION Capital Management without notice or liability to you. Entrants must comply with these Contest rules and will be deemed to have received and understood these rules by participating in this Contest. The terms of this Contest, as set out in these rules, are not subject to amendment or counter- offer, except as set out herein. This Contest is subject to all applicable federal, provincial and municipal laws and regulations. These rules are governed exclusively by the laws of the province or territory in which you reside, and you submit to the exclusive jurisdiction of the courts of such province or territory. Rights and remedies may vary by province or territory.
(b) CANCEL AND AMEND. UNION Capital Management reserves the right to cancel, modify, or suspend this Contest or to amend the Contest rules at any time and in any way, without prior notice, for any reason whatsoever. Without limiting the foregoing, if for any reason the Contest is not capable of running as originally planned, for example as a result of tampering or infection by computer virus, bug, corruption, security breach, or other cause beyond the reasonable control of the Contest Sponsors, UNION Capital Management reserves the right to cancel or suspend the Contest and/or conduct a random draw from all previously received eligible entries.
(c) CONDUCT. The Contest Sponsors reserve the right, in their absolute discretion, to disqualify without notice any entrant that they find to be: violating the Contest rules; tampering or attempting to tamper with the entry process or the operation of the Contest or any Contest website; acting in an unsportsmanlike or disruptive manner, or with the intent to annoy, abuse, threaten or harass any other person; or attempting to undermine the legitimate operation of the Contest. Any attempt by an entrant or any other individual to undermine the legitimate operation of this Contest may be a violation of criminal and/or civil laws. Should any such attempt be made, the Contest Sponsors reserve the right to seek remedies and damages to the fullest extent permitted by law, including criminal prosecution, and UNION Capital Management reserves the right to ban or disqualify an entrant from this Contest and any future contests.
(d) IDENTITY OF ONLINE ENTRANT.
If a dispute arises regarding the identity of any online entrant, the applicable entry will be deemed to have been submitted by the authorized account holder of the account registered at the time of entry. An entrant may be required to provide proof that he or she is the authorized account holder of the account associated with a particular entry. The individual assigned by an Internet access provider, online service provider, or other organization responsible for assigning the applicable type of account is considered the authorized account holder. Whether or not an individual constitutes the authorized account holder in question will be determined by UNION Capital Management in its sole discretion; and, if the name of the authorized account holder does not accord with the full name provided at the time of entry, the applicable entry may be disqualified at UNION Capital Management’s sole and absolute discretion.
(e) RESIDENTS IN QUEBEC.
Residents of Quebec are not eligible to enter the Contest.
Any litigation respecting the conduct or organization of a publicity contest may be submitted to the Régie des alcools, des courses et des jeux for a ruling. Any litigation respecting the awarding of a prize may be submitted to the board only for the purpose of helping the parties reach a settlement.