Our experience with John Pallotto at Union Capital Management has been nothing but positive. John was great at walking my wife and I through the entire process of securing a mortgage, which was very important being first time home buyers. He was able to look at our financial situation, compare options and provide recommendations and ultimately get us a very competitive product that worked for us. John was always accessible to answer any questions or concerns we had, and has committed to continue to oversee our mortgage even after it had been secured and the property purchased. This has given us great piece of mind as we underwent the large financial obligation that is purchasing a home. I would recommend John and his UNION Capital for anyone looking to get a competitive low-rate mortgage that suits your needs while receiving excellent customer service along the way.